Carmelo brings to Hilborn Ellis Grant in-depth tax planning expertise along with a B.Sc from the University of Toronto, a B.A. in Administrative Studies from York University and a C.A. designation, which he earned in 1989. Through the application of his extensive knowledge of taxation requirements, Carmelo has gained the respect of Hilborn Ellis Grant clients and provides responsive and timely personal and corporate income tax services. His goal is to help clients leverage every possible financial and business advantage. Concentrating mainly on owner-managed businesses, Carmelo assists clients, both his own and those of other HEG partners, with such undertakings as corporate reorganizations, mergers, acquisitions and divestitures. His comprehensive personal tax planning strategies forge the way for success in retirement and financial planning, estate planning, and the taxation of trusts, estates and partnerships. Public company clients, not-for-profit clients and clients who have undertaken foreign investments also benefit from Carmelo's guidance. By making himself available to handle matters both large and small, Carmelo has built trusting one-on-one relationships with his clients and they, in turn, value his accessibility and proactive nature. He's not your typical chartered accountant. But then again, Hilborn Ellis Grant is not your typical accounting firm. With partners possessing a full range of educational and business background, Carmelo is one of the many ways Hilborn Ellis Grant consistently gives businesses a helping hand to succeed.